Decision frame · 2026-04-30

Memberful vs KeepTier

Both products solve the same problem — paid memberships on the web, no Apple tax, Stripe under the hood — and both ship the bits a Patreon-leaver actually needs. The decision is which set of tradeoffs fits your show. Memberful is the bigger product with a wider feature surface; KeepTier is the smaller product with a flatter price. The shorthand: Memberful is built for creators who want a member-area CMS, KeepTier is built for creators whose fulfillment is a Discord role.

Quick verdict

Side by side

Memberful (Pro)KeepTier
Pricing model$25/mo + 4.9%$9/mo flat
Stripe processing (both)2.9% + $0.302.9% + $0.30
Apple iOS in-app feeNone — web-onlyNone — web-only
Tier ceilingUnlimited2 (opinionated)
Fulfillment shipped by defaultMember-area, gated content, emailDiscord role, Telegram channel invite
WordPress pluginYesNo
Custom domainYesYes
Email broadcastsBuilt-inBring your own (Buttondown, Beehiiv, etc.)
Best forMulti-author publications, WordPress sites, course platformsSolo creators, Discord communities, podcasters

The five axes

1 · Pricing math at three revenue bands

The take-rate gap depends on revenue. Memberful's 4.9% is the dominant term; KeepTier's $9 flat is the dominant term at low revenue. Where they cross is the number worth knowing.

Gross MRRMemberful keepsKeepTier keepsGap (KeepTier − Memberful)
$1,000/mo$917/mo$962/mo+$45/mo
$2,000/mo$1,808/mo$1,933/mo+$125/mo
$4,200/mo$3,832/mo$4,054/mo+$222/mo
$8,500/mo$7,786/mo$8,231/mo+$445/mo

KeepTier wins the take-home math at every revenue band above the trivially-low ones. The gap scales linearly with revenue once the fixed plan fee is amortized — roughly $0.049 per gross dollar above Memberful's first $200 of monthly take.

2 · Fulfillment surface

Memberful's fulfillment is content-rendering. You give it your posts/pages/videos, it renders them gated behind a paywall on a member-area subdomain. That's a lot of product if your show is a written newsletter or a paid course. It's wrong-shape if your show is a podcast (members already get the audio via private RSS) or a Discord community (members already get the Discord access). KeepTier's fulfillment is access: Stripe webhook fires, our service assigns the right Discord role or sends the right Telegram channel invite, the page is just the checkout funnel. If your content lives somewhere else — YouTube, a podcast host, your own site — KeepTier's smaller fulfillment surface fits.

3 · Tier ceiling

Memberful supports unlimited tiers. KeepTier ships with a hard limit of two — typically "supporter" and "premium". This is opinionated: most creators ship two and stop, but a meaningful minority (course platforms, multi-product creators) need five or more. If you want a "founder" tier, an "alumni" tier, a "comped friends" tier, and a regular tier — that's Memberful's territory, not KeepTier's.

4 · Switching cost from Patreon

Identical in both directions. Migrating an existing Patreon audience costs roughly 5–15% attrition regardless of the destination — fans who don't successfully re-enter their card or follow the new link. The cost isn't a Memberful-vs-KeepTier axis. It's an are-you-leaving-Patreon-at-all axis. The web-only explainer has the migration playbook in detail.

5 · Risk and ownership

Memberful was acquired by Patreon in 2018; it continues to operate independently but the corporate parent is the platform creators are leaving. Some founders see that as a deal-breaker on principle; others see it as fine since the products are run separately. KeepTier is independent. Operationally, both products own only your billing relationship — the customer database row is yours either way; if you migrate hosts, you take the list, the Stripe customer IDs, and the email addresses with you.

The honest pitch for each

Memberful's pitch: "If you run a real publication or course, this is the one tool you need. Member areas, gated posts, broadcasts, WordPress integration. It's a CMS for paid content, not just a checkout."

KeepTier's pitch: "If your content lives somewhere else and the membership is just access, you don't need a CMS — you need a checkout funnel and a webhook. We're $9/mo flat because the surface is small enough that's all the product needs to cost."

YOUR DELTA, NOT THE BASELINE'S

Plug your gross MRR into the calculator and the Memberful-vs-KeepTier line shows up alongside the Patreon-Apple-tax line. Same calculator, three decisions in one view.

Open the calculator →

Related reading

Receipts use the standard KeepTier baseline: $4,200/mo in gross subscription revenue, fifty active subscribers, US creator with USD audience, Stripe at the standard 2.9% + $0.30 US card-present rate. Memberful Pro pricing per memberful.com/pricing. Numbers as of 2026-04-30.